Help Me After I Was Scammed by my "Friend"
Donation protected
Okay, so I hate to do this but I’m desperate...
I’m Ilissa, aka Melody Rose, aka ninjagirlmai, aka Bianca-the-huntress. I’m 21 years old. And I’m reaching out because I desperately need help.
I was recently scammed out of thousands of dollars by a (now former) best friend of mine. I was in the process of moving at the time, which forced me to put all the costs of moving, security deposit, two month’s rent, and furniture on my credit cards. I was coming straight from college so I owned no furniture. I am pressing charges, but even the police say I will likely never see that money again.
My debt is at $9,605.98. If I don’t pay off at least $4,808.80 by September 8th, I will start to get 20% interest on it. If the balance is not paid off in full by the end of the year, that becomes 24% interest. Right now I can barely make the minimum payments to keep it from going into default. And my credit has lowered due to high credit utilization, so I can’t qualify for any kind of personal loan or interest-free credit card to help pay it off on time.
I’m on the verge of filing for bankruptcy. I am missing meals to save on grocery bills, never using the AC and have started waking and sleeping with the sun so I don’t turn on my lights to save on utilities, and am walking everywhere possible to save on gas. I am making much less at my job than I need to pay off my debts, and I’m high risk for COVID which makes finding additional side jobs nearly impossible. My parents, friends, and family have lent me all they can, and now I have no one left to turn to. I am also locked into a lease so I can’t go home to my parents to save money. They are making me pay $2,380 out of a $3,250 salary. I have places to go that would offer free or cheap lodgings, but they refuse to let me out of my lease without three months rent upfront.
I can send you proof of the scam and proof of my debt. I can also send you proof of income, credit score, and a doctor’s letter proving I am high-risk if you like. I can also give you references if you need to make sure I’m reliable to pay you back. I am also willing to sign documents.
If anyone is able to help me, even if it’s just a few dollars, please donate. If you know of any organization that can help me, please let me know about that as well. I am Jewish, so I qualify for Gemach groups.
Please let me know if you need any more information, and anything else I can give you. Also, if you know of any other organizations that can assist me, please let me know.
I’m Ilissa, aka Melody Rose, aka ninjagirlmai, aka Bianca-the-huntress. I’m 21 years old. And I’m reaching out because I desperately need help.
I was recently scammed out of thousands of dollars by a (now former) best friend of mine. I was in the process of moving at the time, which forced me to put all the costs of moving, security deposit, two month’s rent, and furniture on my credit cards. I was coming straight from college so I owned no furniture. I am pressing charges, but even the police say I will likely never see that money again.
My debt is at $9,605.98. If I don’t pay off at least $4,808.80 by September 8th, I will start to get 20% interest on it. If the balance is not paid off in full by the end of the year, that becomes 24% interest. Right now I can barely make the minimum payments to keep it from going into default. And my credit has lowered due to high credit utilization, so I can’t qualify for any kind of personal loan or interest-free credit card to help pay it off on time.
I’m on the verge of filing for bankruptcy. I am missing meals to save on grocery bills, never using the AC and have started waking and sleeping with the sun so I don’t turn on my lights to save on utilities, and am walking everywhere possible to save on gas. I am making much less at my job than I need to pay off my debts, and I’m high risk for COVID which makes finding additional side jobs nearly impossible. My parents, friends, and family have lent me all they can, and now I have no one left to turn to. I am also locked into a lease so I can’t go home to my parents to save money. They are making me pay $2,380 out of a $3,250 salary. I have places to go that would offer free or cheap lodgings, but they refuse to let me out of my lease without three months rent upfront.
I can send you proof of the scam and proof of my debt. I can also send you proof of income, credit score, and a doctor’s letter proving I am high-risk if you like. I can also give you references if you need to make sure I’m reliable to pay you back. I am also willing to sign documents.
If anyone is able to help me, even if it’s just a few dollars, please donate. If you know of any organization that can help me, please let me know about that as well. I am Jewish, so I qualify for Gemach groups.
Please let me know if you need any more information, and anything else I can give you. Also, if you know of any other organizations that can assist me, please let me know.
Organizer
Ilissa Davison
Organizer
Teaneck, NJ
